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Legal Law

A reckless dream of longing for safety

One of the greatest desires one has to achieve is security. A person has many dreams, but one of the most justified and innate is to achieve security. Insecurities are the main cause of anxiety, panic attacks and depression. Job insecurities or losing someone special are the most common type of insecurities. Financial security is a dream that one strives for. People in India work very hard to get a government job, although the salaries may not be very attractive in the government sector, many struggle to get it. His motivation is job security. Throughout humanity we have attached great importance to security in various aspects of life. Security is a very general term. Even the nation spends billions of dollars on defense equipment to secure the nation.

In a major survey, many respondents were interviewed and asked what their top goals were, including achieving the financial security that many respondents list. The need for security is very natural because only when you are secure can you put your energies into positive things. That is why all investment professionals aggressively stress their clients to have life insurance plans on their kitty. His family deserves immunity from financial risks stemming from his unfortunate and untimely death. Let’s be honest with ourselves, deep down we know that life is very unpredictable and we feel chills down our spine when we hear that some of our known people die prematurely without financial coverage. Let’s be clear on this, anyone can die at any time, that’s the hard fact to accept. Why leave our beloved family unprotected? It’s fine if you don’t die and live a long and fulfilling life, but the consequences of dying without financial coverage while the whole family depends on your earnings is a huge risk. Are you willing to take this bet?

The argument is why take the risk when with very affordable premiums you can avoid this threat to your life forever? It is true that if you survive the term of the policy, the premium paid by you goes down the drain, especially if we are talking about a term plan, but we also pay the salary of a vigilante, regardless of whether thieves try to rob our place or not. A term insurance plan is like a watchdog that protects your family from financial disarray should your death try to rob them of your income. The premium paid by you is like the salary of that security guard who still gets paid regardless of robbery attempts. Having that watchman gives you that sense of security and peace that makes you happy to shell out money and doesn’t consider it an unnecessary expense.

It is very shocking that very few people in India have life cover for themselves, even though the government also promotes it by giving tax benefits under section 80C for investing in life insurance. In western countries people are very particular about these things, the mentality of the people here should change and they should take things into their own hands. There is no pride in becoming victims of circumstances and blaming everything on the government. Some things are in our power to prevent our family from being financially ruined. Think positively and plan wisely to make that dream of financial security come true!

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