According to experts, more than 47% of Americans today cannot pay $400 for an emergency without having to borrow that money.

The secret shame is that most of those 47% had full-time jobs when answering this question.

That number is even worse today, as millions have lost their jobs.

Losing your job means your lifestyle has changed and the pressure placed on you is immense.

Multiply that by what happened to the economy during the corona pandemic, which makes it that much harder to find a job so you can pay for necessities like food.

Years ago, I lost my job and found myself without savings while living paycheck to paycheck.

I was unemployed for four months and in those four months the shame of what had happened to me was overwhelming.

I served in the United States Air Force in Desert Storm with an honorable discharge.

I was educated and got a master’s degree and was a fully licensed x-ray technologist. From all appearances, I should have been fine, but the truth was that I had lost my job and had no way to replace that income.

I was eventually able to get a job.

That’s when I began my journey to never let this happen to me again.

This is my driving force behind the creation of this video and my myincometrek.com website was created.

I decided to start a process to avoid the pain and embarrassment of not having enough money while having a full-time job.

I started learning about starting my own online business:

I wrote my first book on a subject I was very familiar with.

The way I wrote this book was at night, on weekends, and during my lunch breaks at work.

I know what you’re probably thinking. You probably think that I wouldn’t get very tired working in a hospital, working inside an AC hospital. But there are other ways to make money besides writing books, but I think this way because it worked for me and that’s what I know. On my website you can download my Create and Earn Worksheets for free; these worksheets will allow you to build on what you know and are good at.

I published the ebook myself with a single one page website. Eventually, that grew into a nationwide coaching business that consistently generates income, all because I started my first business in something I knew a lot about. I think everyone has something that they are very good at, we all have the potential to teach someone else what we know.

Then I continued to diversify and started generating multiple streams of income.

Some of my income streams bring in just a few dollars a month, while others bring in thousands of dollars a month.

Fast forward today – I am generating multiple streams of income from various sources such as affiliate marketing, website content, video training, product creation, and other areas where I believe and generate income.

I have created my multiple incomes that each one alone is not enough to quit my job, but together they generate a good source of income for me.

I had no idea how valuable it was to create my multiple streams of income until millions of Americans started losing their jobs. It brought back memories of what had happened to me.

You see, unlike a lot of people online trying to teach you how to make money online while wearing fancy clothes or standing next to a fancy car or showing you what they look like without their shirts in bora bora or hosting an event to make it look like they’re amazing.

I have always kept my full time job and work on my sources of income after work.

I have always tried to live a simple life where I am not lacking in the necessities of daily life, but I can still buy Disneyland annual passes for my family: HAHA!

I know it can be hard to save money or use that money to start a business. But not doing it today will mean you’re just delaying the pain later in life, where it may be older and not strong enough to deal with not having money.

Two important things you need to do to start avoiding the pain of not having money…

One: Start investing in your 401K

Two: Start your online business while holding down a regular job.

Consistent small actions will lead to bigger and bigger rewards in the future.

A single extra income is considered good side money, but when combined with multiple incomes, you know you’re building an income stream.

Unlike a job: If you lose one of your multiple incomes, you can still continue to prosper financially.

The process to build an income stream is not quick, but slowly moving forward one step at a time is how any process is built.

Start today to create your first source of income:

Generate a few hundred dollars or more:

Then start generating a second source of income.

I wish you success in everything you do.